In Florida, if you are injured due to the negligence of another person, you may have the right to compensation for lost wages, medical bills, and damages. Whether you are injured in a motor vehicle accident, or on the premises of another person or a business, you have the right to pursue a claim against the negligent party. There are two components to every personal injury case: first, you must prove that the other person was negligent, and second, you must prove that you were injured as a result of that negligence.
Florida is a “no-fault” state, which means that a person injured in a motor vehicle accident is eligible for Personal Injury Protection (“PIP”) coverage regardless of who is at fault. Generally, the injured person’s own insurance company will pay 80% of their medical bills and 60% of their lost wages up to $10,000.00. Once the injured person has reached maximum medical improvement (“MMI”), as determined by their treating physicians, a claim may be made to the other insurance company for their damages, future medical bills and lost wages, and pain and suffering. If the driver who was at fault does not carry insurance, a claim may still be made to the injured party’s insurance if he or she carried underinsured or uninsured motorist coverage.
The value of each individual case is determined by analyzing the total medical bills, lost wages, future medical bills, loss of future earning capacity, and pain and suffering endured by the injured person. At The Women’s Law Group, we provide a free consultation regarding your personal injury case to discuss your options.